Commerce and Management
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Item Women in Tourism Employment: A Case of Maldives.(8th International Conference on Business & Information ICBI – 2017, Faculty of Commerce and Management Studies, University of Kelaniya, Sri Lanka., 2017) Moosa, Z.The purpose of this article was to review some of the relevant literature applicable to women’s employment in the context of Maldives. It also reviews the status of women’s employment in the Maldivian tourism industry by focusing on the employment in the tourist resorts. Tourism has become the world's largest industry that provides employment and contributes to GDP. Tourism is also seen as an avenue for income generation for women. Women represent 50% of the labor force worldwide. Even with education and skills, they are a minority in the workplace. Hence, this review provides an understanding of the status of employment related to women in the tourist resorts of Maldives.Item Role of Micro Finance in the Empowerment of Women in Sri Lanka(Faculty of Commerce and Management Studies, University of Kelaniya, Sri Lanka, 2016) Kaluarachchi, D.G.P.; Jahfer, A.The microfinance is a tool for empowerment of poor people which could contribute for the development of the economy. In recent years, women are playing a big role in the economy. This research tries to examine the role of micro finance for the empowerment of women in Sri Lanka. For the analyses, data were collected using a questionnaire distributed among the randomly selected beneficiaries of micro finance in the Polonnaruwa district in Sri Lanka. Most of the women started their business by taking loan from Micro Finance Institutions as compared to other sources. They were able to increase their income and provide not only with the financial help to their families but also had a positive impact on other factors of daily life. These poor women brought about a positive change to their financial and social situation and started taking active part in the decision making process of the family and society. The research findings conclude that there is a significant and the positive relationship among the loan amount and the monthly income level of the beneficiaries in micro finance. And also there is a significant relationship between the success of the business and the loan amount generated by Micro Finance. The results obtained from the analysis, reveals that microfinance schemes are highly influential in build social and economic empowerment in women.Item Impact of Gender on Effective Utilization of the Microfinance Credit Facilities in Sri Lanka(2011) Pushpakumara, W.P.N.Microfinance institutions can play vital role in giving solution this poverty problem especially in developing countries like Sri Lanka. Microfinance Institutions generally provides savings, credit facilities and some other services like providing education, technology, insurance etc. Experience shows that microfinance can help the poor to increase income, build viable businesses, and reduce their vulnerability to external shocks. It can also be a powerful instrument for self-empowerment by enabling the poor, to become economic agents of change. Microfinance institutions (MFIs) provide credit facilities to poor with no collateral or having a minimum security. Therefore the recovery of loans is at a higher risk to maintain the sustainability of the MFIs. So that it is important to analyze to whom the credit facility is given, for what purpose and returns earned from that program as well as the recoverability of the loan. Therefore this research focus on the qualities between genders about micro financing expectations to identify better gender to focus on developing these habits. Sample units were selected from the District of Kurunegala and the sample comprised 150 individuals who are currently engage in microfinance credit scheme and 50 individuals who are about to start their Microfinance projects. Equal number of men and women were included in the sample. Primary and secondary were collected from the borrowers and MFIs using a questionnaire, interviews and institutional records to analyze the attitude towards credit scheme, their repayment habit, saving patterns and the performance of microfinance projects. In this study, the researcher assesses the performance of men & women in microfinance credit schemes to find out whether men or women will achieve the microfinance goals favorable manner. The research finding shows a favorable impact of achieving microfinance goals by women rather than men. Women show a good record of repayment of loans, increase of their savings and earn more capital return than men.