Abstract:
SANASA bank has a main place among other banks which is being helped to rural people.
The main purpose of this bank is to provide loans and investments for economic activities.
There are many SANASA associations in rural level and this bank is being helped to get
facilities to people who are getting lower income. This research is focused ―to identify
whether there is a contribution to economic activities of rural people by supplied service of
SANASA Bank‖. For this study, primary data and secondary data have been used. Primary
data have been used collected from sample of 52 families (20% out of 260 families) from
Batuwangala Grama Niladharee division by using questionnaires and interviews. The
collected information have been analyzed under the descriptive method. According to the
study, small scale and medium scale loans are supplied for cultivations of lower level income
families. 55% of families have invested the credit loans provided by this banks on economic
activities such as self employment, tea plantation and purchase tea plants. 45% of families
have invested those loans on non economic activities. According to statements 75% of
families given by there are less obstacles in SANASA bank rather than a loan from other
banks in obtaining a loan. The reason is that the SANASA bank which is located in a
particular Grama Niladharee Division is providing loans only for those people who are living
in that particular Grama Niladharee division. Because, mostly SANASA associations are
established in rural wise and any person can become member of it and then they can anytime
apply for a loan.
