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Challenges Faced by Sri Lankan Banks in Financing for Sustainable Growth in SME Sector

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dc.contributor.author Weerasekera, W.K.N.M.
dc.date.accessioned 2017-02-15T08:53:45Z
dc.date.available 2017-02-15T08:53:45Z
dc.date.issued 2016
dc.identifier.citation Weerasekera, W.K.N.M. 2016. Challenges Faced by Sri Lankan Banks in Financing for Sustainable Growth in SME Sector. In Proceedings of the 2nd International Conference in Accounting Researchers and Educators (ICARE 2016), 11th January 2017. Department of Accountancy, Faculty of Commerce and Management Studies, University of Kelaniya, Sri Lanka. en_US
dc.identifier.issn 2465- 6046
dc.identifier.uri http://repository.kln.ac.lk/handle/123456789/16406
dc.description.abstract This research paper focused to address the supply side finance gap in banks’ perspective. The main objective of this study is to determine and explain the impact of the challenges relating to bank’s risk appetite, collateralized lending, cost implications of financing and expertise of bank officers in financing for a sustainable growth in SME sector. Hypotheses were developed based on empirical studies across the world and tested in Sri Lankan context. Likert scale was used to analyze the primary data collected from the survey to determine each hypothesis. The research revealed that all variables are related in bank financing for SMEs but only collateralized lending and expertise of bank officers are the significant challenges faced by banks in this business. The findings provide new insights to improve and encourage the performance of bank financing, recommending the intervention of regulators and policy makers to contribute to soften the negative impacts in SME lending. en_US
dc.language.iso en en_US
dc.publisher Department of Accountancy, Faculty of Commerce and Management Studies, University of Kelaniya, Sri Lanka en_US
dc.subject Finance en_US
dc.subject SMEs en_US
dc.subject Risk en_US
dc.subject Collateral en_US
dc.subject Cost en_US
dc.subject Expertise en_US
dc.title Challenges Faced by Sri Lankan Banks in Financing for Sustainable Growth in SME Sector en_US
dc.type Article en_US


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