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DC Field | Value | Language |
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dc.contributor.author | Weerakoon, K.W.H.M.Y.R. | - |
dc.contributor.author | Weerasinghe, W.D.J.D. | - |
dc.date.accessioned | 2023-04-24T05:27:32Z | - |
dc.date.available | 2023-04-24T05:27:32Z | - |
dc.date.issued | 2022 | - |
dc.identifier.citation | Weerakoon, K.W.H.M.Y.R.; Weerasinghe, W.D.J.D. (2023), Determinants of Non-Performing Loans in Licensed Commercial Banks and Impact of Covid 19 on Nonperforming Loans: Evidence from Sri Lanka, 11th Students’ Research Symposium, Department of Finance, Faculty of Commerce and Management Studies, University of Kelaniya Sri Lanka. 59. | en_US |
dc.identifier.uri | http://repository.kln.ac.lk/handle/123456789/26099 | - |
dc.description.abstract | Purpose: The purpose of this study is to ascertain the determinants of the non-performing loans and identify the impact of COVID19 on non-performing loans in licensed commercial banks in Sri Lanka. Design/Methodology/Approach: The study employed panel data methodology to investigate the effect of bank specific and macroeconomic factors on non-performing loans. This study takes secondary/ quantitative data. Panel unit root test has been undertaken in order to test the stationary of the variables. Hausman test and Breusch-Pagan Lagrange multiplier test were used to select the appropriate model out of pooled, random and fixed effect. The research conducted for pre-pandemic period (2012-2019) and period with the pandemic (2012-2021) to identify the impact of COVID19 on non-performing loans using selected 20 licensed commercial banks. Findings: Findings revealed that return on assets and loan loss provision has a significant positive influence, while loan to assets ratio positively associated with non-performing loan and no significant impact in both periods. Bank size has a significant negative influence. Real GDP growth rate, unemployment rate and lending interest rate were highly significant in both periods. Contrary to literature, inflation rate has a positive insignificant relationship with nonperforming loans. Originality: The findings of the study which details the determinants of non-performing loans of licensed commercial banks in Sri Lanka is beneficial for different stakeholders. The findings of the study might be used as a directive input in developing regulatory standards regarding lending policies in banking sector in Sri Lanka. | en_US |
dc.publisher | Faculty of Commerce and Management Studies, University of Kelaniya Sri Lanka | en_US |
dc.subject | Non-Performing Loans, Licensed Commercial Banks, Bank-Specific Determinants, Macroeconomic Determinants, COVID19 | en_US |
dc.title | Determinants of Non-Performing Loans in Licensed Commercial Banks and Impact of Covid 19 on Nonperforming Loans: Evidence from Sri Lanka | en_US |
Appears in Collections: | 11th Students' Research Symposium 2022 |
Files in This Item:
File | Description | Size | Format | |
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11th SRS - Abstract book 59.pdf | 155.57 kB | Adobe PDF | View/Open |
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